This policy is designed for employers to give protection for their liability that emanate from Labor and equivalent Law of the country up on their employees.

The policy provides cover, if  the insured (employee) encounters any bodily injury resulting from work related accident, at working hour and recognized occupational disease. In such case, the insurance company shall pay to the insured or his legal personal representative(s), as the case may be, death or permanent disability compensation, reimburse the incurred medical expense up the limited amount, and temporary disability payment for the insured &/or policy holder.