The Sun Shines For All! ፀሐይ ለሁሉም ታበራለች!

Personal Accident Insurance

Personal Accident (PA) (Individual) Insurance

It covers the insured against any bodily injury caused by violent, accidental, external and visible means which injury shall independently of any other cause be the direct and immediate cause of Death, or Disablement of all kind (Permanent or Temporary), or (Partial or Total) disability of the insured. It can be purchased by an individual.
Group Personal Accidents (GPA) Insurance
It gives the same covers as mentioned above on personal Assident.The difference is this covered is sold for certain group of persons collected for any other reasons than for Insurance purpose.
Persons’ Insurance

It covers any non-pre-existing sickness or disease which manifests itself during the period of the policy and entails expenses on hospitalization and pharmaceutical treatment and which is not excluded by the policy. Illness does not include learning disabilities, attitudinal disorders and disciplinary problems.

Any person having legal capability is eligible for medical health insurance on behalf of his parents (his mother and father, spouse, children (including adopted children), brothers/sisters and other family members.

That includes;

a.       Hospitalization expenses like card / physician visit fee, laboratory and other examination and diagnosing expenses, and drug/medicines expense,

b.      Room boarding expenses provided by the hospital or health center

c.       Nursing expenses,

d.      Surgical, anesthesia, blood, oxygen, operation charge, radio therapy,

e.       Limited ambulance expense,

Travel Insurance
This Insurance covers illness or injury to the person insured; or loss or damage or liability suffered by international travelers; such as, Personal Accident, Medical Expenses, Medical Transportation, Repatriation of Mortal Remains, Personal Assistance, Baggage, Documents /Cards, Delays, Cancellation, Curtailment, and Personal Liability.

Head Office Address

Bole Bridge, In front of Brass Hospital
Tel:+251- 111-11 97 70/71
Office:+251 - 116- 50 66 32/37/38
Fax: +251-111-11 98 86
P.O.Box: 56144

Quick Links

Products & Sevices


Subscribe our newsletter
to get latest updates