Personal Accident Insurance
- Personal Accident (PA) (Individual)
- Group Personal Accidents (GPA)
- Health Cover Can Be Extended Here Above
- Travel Insurance
Personal Accident (PA) (Individual) Insurance
It covers the insured against any bodily injury caused by violent, accidental, external and visible means which injury shall independently of any other cause be the direct and immediate cause of Death, or Disablement of all kind (Permanent or Temporary), or (Partial or Total) disability of the insured. It can be purchased by an individual.
Group Personal Accidents (GPA) Insurance
It covers any non-pre-existing sickness or disease which manifests itself during the period of the policy and entails expenses on hospitalization and pharmaceutical treatment and which is not excluded by the policy. Illness does not include learning disabilities, attitudinal disorders and disciplinary problems.
Any person having legal capability is eligible for medical health insurance on behalf of his parents (his mother and father, spouse, children (including adopted children), brothers/sisters and other family members.
a. Hospitalization expenses like card / physician visit fee, laboratory and other examination and diagnosing expenses, and drug/medicines expense,
b. Room boarding expenses provided by the hospital or health center
c. Nursing expenses,
d. Surgical, anesthesia, blood, oxygen, operation charge, radio therapy,
e. Limited ambulance expense,